By viewing Ratnagiri District Central Co-operative Bank Ltd Mobile Banking Application or (Ratna-Pay) of Ratnagiri District Central Co-operative Bank Ltd., Ratnagiri on a mobile device, you consent to this policy which includes your consent to disclose and use information about you in the manner detailed in this policy. Other privacy policies may also apply in addition to the terms of this Mobile Privacy Policy, including but not limited to our Privacy Policy.

Information that we may collect about you through mobile banking includes information that you voluntarily disclose at the time of subscription such as your name, primary a/c number, alias a/c, secondary account number/s, mobile number and other contact information; transaction information, information resulting from your mobile activity in terms of your usage of the subscribed mobile banking service. We do not gather additional information associated with your mobile device through cookies and other technologies. We also do not share any of this information with any other company unless required to do so by law or while handling any disputes that may arise.

We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.

We apply several security measures to protect your information. Reply messages sent by the Mobile Banking use masking features to hide the first few characters in your a/c numbers. To help prevent misuse of services and authorized access to your banking information, you are always required to type in your Login password / Transaction Password provided by the bank or set by you from time to time. As always, we strongly encourage you to assist us in that effort by not sharing your Login password / Transaction Password with anyone. Though the security of your Personal Information is important to us, there is no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. “Ratnagiri District Central Co-operative Bank Ltd., Ratnagiri” Mobile Banking Privacy Policy or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.